October 8, 2013
RE: FEMA Extends Flood Insurance Filing Deadline
The Federal Emergency Management Agency (FEMA) announced on October 1 that it has extended the deadline for filing flood insurance proof-of-loss claims for a second time. The new deadline is April 28, 2014.
The Standard Flood Insurance Policy (SFIP) allows homeowners 60 days from the date of loss to file proof-of-loss claims. On November 9, 2012, the Federal Insurance and Mitigation Administration first extended the filing deadline to one year from the date of loss.
A Proof of Loss is a form used by the policyholder to support the amount they are claiming under their policy, which must then be signed and sworn to, and submitted with supporting documentation. The policy covers structures and any personal property contained within that was damaged or destroyed by floodwaters.
Any policyholder whose SFIP was issued by a Write Your Own program-participating insurance company should contact the insurance adjustor or the carrier directly to find out the proper address for submitting the Proof of Loss with supporting documentation.
If the policy was issued by FEMA directly through the Direct Servicing Agent, send Proof of Loss and supporting documentation by regular mail to: NFIP Direct Servicing Agent, P.O. Box 2966, Shawnee Mission, KS 66201-1366. Or send by overnight mail to: NFIP Direct Servicing Agent, 7701 College Blvd., Suite 150, Overland Park, KS 66210.
Last week, nearly two dozen Senators and members of Congress from New Jersey and New York signed a letter to FEMA Administrator Craig Fugate, arguing that many of their constituents have been mired in bureaucratic red tape and are only just starting the recovery process and need more time to complete the paperwork. This latest extension will give policyholders more time to gather the necessary paperwork, fully document their losses and account for any additional expenses that were discovered after repairs or rebuilding projects began.
More information on New Jersey’s disaster recovery can be found at www.fema.gov/disaster/4086.
If you have any questions, contact Jon Moran at 609-695-3481, ext. 121.
Very truly yours,
William G. Dressel, Jr.